Products and Services

Our principal lines of business include:

• Payment Protection for mortgages, personal loans and credit card balances
• Income Protection covering regular payment commitments such as utilities, rental payments, life assurance commitments and savings plans
• Purchase Protection and Price Protection on major purchases, for instance through credit, charge or debit cards
• Property Protection through extended service contracts on electrical and electronic appliances and equipment and other major goods

We help our clients pass the competition by focusing on customized solutions. We are committed to developing long-term relationships that build value for our clients and their customers through quality, innovation and superior customer service. This strong client focus is the foundation of what we call "The Total Solution.“

Our products are driven by:

• Quality
• Innovation
• Customer Focus

Creditor and Payment Protection Insurance

Drawing upon a rich history of industry leadership, we work with financial and retail institutions, which lend to consumers and provide other banking and finance services. We offer highly complementary products and services that enhance customer revenue to clients, provide end-value to their customers and are billed in conjunction with clients' core products.

Warranty Protection and Extended Service Contracts

We market, underwrite and administer extended warranty programs that protect consumers from losses due to mechanical breakdown or failure of consumer electronics and home appliances.

We are passionate about delivering products and services that enable our clients to provide their customers with flexibility, choice and value - both protecting and enhancing the brand-consumer relationship. Our companies are specialists in these product lines:

• Mortgage and other Loan or Debt Payment Protection
• Income Protection of regular payment commitments
• Personal Property Protection
• Purchase Protection and Card Price Protection